th (78)

你對安全信用卡了解多少?

你對安全信用卡了解多少?

如果您需要即時現金來克服艱難的經濟困難並保持良好的信用記錄,那麼使用擔保信用卡將是最佳選擇,卡上的信用額度等於存入金融機構的現金金額。這意味著您將只能使用該卡進行購買。如果發生任何拖欠付款,擔保信用卡發卡機構有權從您所支付的保證金中收回款項。

這種類型的卡也為您提供了一個提高信用評分的絕好機會。如果您按時付款,那麼您的付款記錄將被報告給信用局,這可能會幫助您在不久的將來獲得其他類型貸款的批准。

這張卡的最大優點是你也可以賺取存款利息。這還不是全部,如果您在適當的時間進行付款,那麼您也將增加將安全卡轉換為利率較低且費用較低的無擔保信用卡的機會。 Continue reading “你對安全信用卡了解多少?”

th (78)

現金回饋信用卡你挑對了嗎?

匯豐 現金回饋推薦

「買多少,省多少。」信用卡現金回饋對應這句話倒是當之無愧。由於省下的錢是看的到,直接、簡單又方便,現金回饋可說是信用卡卡友最愛的權益之一,在辦理信用卡時,不少人會以現金回饋的優惠程度來選擇銀行與卡別,亦有不少人在消費是善加利用現金回饋,讓購物時省下荷包,則現金回饋到底是什麼呢? Continue reading “現金回饋信用卡你挑對了嗎?”

th (78)

Essentials for a Quality Brewing Experience

Knowing exactly how to brew beer isn’t something that most of us know. As a matter of fact most of us know nothing about brewing or what it entails. It isn’t easy being a master brewing and knowing the exact amount of ingredients to put into each batch.

In the last few years the popularity of brewing has exploded, brewers throughout the country have started brewing hundreds of different batches of brews at home and knowing how to brew is an extremely important part of the process. It all starts with good quality material and products. You can’t brew without having any idea of what to add into your brew or what to take away from it.

Brewing is a process of love and having the tools for it can make it a much better experience. Think of gardening, it is challenging and yet extremely rewarding. Same for brewing.

If you’re interested in starting brewing I would advise you to get some of the best brewing stuff out there. The first one would be a thermometer designed for brewing that can help you know when you beer is done or not. Without one of these there is no exact way to determine that your brew is done. The second part of that is putting it into a canonical fermenter or another device that is designed specifically for brewing. These aren’t expensive but they also aren’t cheap either.

If you’re serious about brewing I would suggest getting one that is higher quality and not being cheap about the material. This will let you brew better quality beers for longer in the future and not have to worry about things like contamination.